About Us

Joshua Realty & Loan is a full service real estate brokerage firm specializing in Bank Owned (REO) and Foreclosure properties in Riverside, Orange and San Bernardino Counties. We have an extensive inventory of houses that have been taken back by various lenders, and are now for sale to the public. The agents at Joshua Realty & Loan have property listings from banks or corporate clients. As a result, our agents are aware of the details and terms surrounding a transaction involving a Bank Owned Home. The forms and addendums used by Banks when selling a home are very different than a "normal" purchase. Since we represent Banks, we know these transactions very well. As a result, Joshua agents can advise and explain what the risks and benefits are when purchasing a home from a Bank. We enjoy leading a family into their dream home at a discount, and assisting them through the home buying process.

Joshua Realty & Loan has also developed a short sale division. Short sales involve homeowners that are late on their payments or are currently in foreclosure. The Lender agrees to take less money than what is owed on the loan to get the property sold quickly, before the Trustee Sale. We work with the skilled professionals at www.TheShortSaleProcessor.com. Working as a team, we are able to help owners that need to sell their properties for less than what is owed on their loan. Because of this experience, we are also able to lead Buyers through the short sale process, so they can purchase a great home for a discount.

Joshua Realty & Loan is part of ZEC Realty, Inc. ZEC Realty includes a commercial real estate division with extensive experience in multi -family, retail, office and industrial properties. ZEC is managed by Edward J. Zorn, Esq. CCIM. Ed also provides consulting services to the default industry, and investor community. He has trained over 400 real estate agents and investors in valuation techniques, legal and title issues, ethics, marketing, processing, and contracts. He has also spoken at numerous conferences and seminars on the effect of laws and legislation upon the real estate industry and markets. As an attorney, Ed brings his extensive legal background and experience into each transaction or consulting project.